Blog

Cross securitisation is when your lender has more than one property listed as security for a loan and is often the default way that lenders set up loans that involve multiple properties.

The alternative is to structure each loan so it lists only one property as security.

You are entitled to a copy of your credit report for free each year and should be checking it on a regular basis.

Finding the right loan is just one step in the property buying process and a quality Mortgage Broker will do far more than just organise your loan.

Some lenders will lend you more than you can afford and some will lend less than you can afford so it is important to work out for yourself how much you should borrow based on your own individual circumstances.